I agree with Aud-A-Sea and probably because I learned the hard way. Last minute trip, first night simply stepped off the curb into a pothole & tumbled into the street, I was hospitalized in Mexico & refused surgery there, fortunately the airlines accommodated me & I flew home for it, but had to give the hospital my credit card for all the services they performed (thousands). At home it took many phone calls with my stateside insurance company, and eventually got reimbursed for some of the costs there. BTW, that simple tumble, I wasn't expected to ever walk again, but after a year of lots of hard therapy I am happy to say it's almost as good as before. In any case you can imagine the cost of all that. Now I always get travel insurance & the last few times have used Squaremouth also.
Which reminds me to get some for my October trip!
