Just went to Squaremouth & purchased insurance for my 12 day trip, $36. After putting in some basic info, you get numerous quotes. Since I am going in October, I wanted to be sure I hurricane/inclement weather coverage. I ended up getting a policy thru Travell Guard (which I've used before) and the $36 is for 100% cost for trip cancellation, $50k primary emergency medical, $1 mil for medical evacuation & repatriation, travel & baggage delay, & $50k life insurance. All worth peace of mind.