Quote Originally Posted by Jamerican1 View Post
check your existing insurance policies as you may not need a seperate policy to have the coverage you desire. (Health, etc..)
That's very true and good advice. Even when coverage exists, take the time to understand the limitations and exclusions. If your not sure, always check with your broker or insurance provider. Many people discover gaps in coverage after a severe loss has occured. It's best to know beforehand.