Opps..

I have all 3.

Waterproof - Olympus! (great during the day and in full sun, but not so hot in low light, but fun to walk the beach and not care if it gets wet when you take a dip and fun taking it snorkeling) This is my day camera.

Nikon for a good DSLR - this is my expensive one that I dont take on day drinking bar hopping down the beach.

Panasonic Lumix for a good point and shoot. (great in low light) This one works great at night in low light when I dont want to bring my big expensive camera.