for a tip, the housekeeper will do it...a couple pair of swim trunks, several t shirts, underwear for every day....and we wear some little extra things on the plane and take some of it off when we get in the cab,...plus you can buy souviener shirts there and wear them...we are also budget people....have to do without some things at home to be able to go,and we dont eat out much at home...we would rather blow our money in negril rather than blowing it at home....we don't do w/o anything we need, and dont really miss the cut backs....(give me a crack at the federal budget, lol) Our bday, valentines, christmas, etc, gifts are just money to the negril fund...works for us...