My vote is no umbrella. If it ain't rainin', you gonna be in the sea or the pool anyway! You're already wet! Why bother? Liquid Sunshine, SweetPea! Liquid Sunshine! (worst it can do is muss up your make up ... but if it doesn't rain, the heat will do that anyway! Save the space! Leave the make up at home. Ain't worth it! Let the real you shine through!)