So I know lately the exchange rate has been in the high to mid ninety but I went to my bank today because It hought it would be a good idea to have some on hand when we got there since we are taking the back way to Negril. However the rate they are offering me is a little over 86!!! I walked out a little confused but wasnt going to lose money over this. Anyone ever done the exchange beforehand and gotten a decent rate? If so where?