Tic....are you talking about putting things on your card because you need to put them on credit? There are all kinds of duping scams in JA....I never use my CC....always settle my hotel bill with cash....the only card that comes out is the ATM/Debit Card....every other day....20kJMD each time....I still don't get traveler's checks in this day and age....NCB and my bank have affinity, so I don't get charged a fee and I get darn close to the LIBOR rate....Like somebody posted, be careful, some banks don't tell you that they will alter the exchange rate by 1 percent or more in their favor.....