A simple answer is this:Originally Posted by DConkle
A "white plate" is a privately owned car (just like one you probably own at home) and the insurance covers regular use not using the car to transport people or goods. If he has an accident, you will have a hard time fighting with his insurance company to pay for any injuries.
A "red plate" is a registered and insured vehicle (like taxis etc. at home). They are required to carry a much more expensive coverage to insure all the customers who pay to use it.
Others can probably say more but bottom line: use a white plate and take your changes when for a few dollars more you can ride with a professional licensed and insured driver where you will be covered in the event of an accident.
Peace and Guidance
