Credit Card Fraud - MAKE SURE YOU CHECK YOUR STATEMENTS WHEN YOU RETURN HOME

[booger]

Got the charges reversed. So that's cool. The lady said someone used a physical card to make the purchase. Meaning someone made a copy of my cards magnetic strip. Crazy stuff. Glad It's sorted out.

Great to hear Flip. The burden of proof is on the merchant, and obviously they could not produce a picture of a ginger making the purchase or a signed slip to validate that it was you.

And for those who might be curious with what card to go with, American Express is by far the best card to have as a customer when dealing with bogus charges. When I see an American Express chargeback I kiss that money goodbye. Sadly, American Express is not well received in a lot of locales.

[hille141]

Credit card theft is rampant, thanks to Organized Retail Crime. Targets issue was their single stage firewall and the ability for the hacks to navigate thru their CCTV system as the gateway. Flips story sucks as he and his buddy didn't even use their cards in the same place.

Curious Flip, have you thought about it happening at the hotel? Even in a safe you and your buddy could have been compromised. And just so I am clear, I am not accusing the hotel itself of anything. With the crowd that Dream weekend attracts from all over the island it could have been a guest staying there.

Great to hear Flip. The burden of proof is on the merchant, and obviously they could not produce a picture of a ginger making the purchase or a signed slip to validate that it was you.

And for those who might be curious with what card to go with, American Express is by far the best card to have as a customer when dealing with bogus charges. When I see an American Express chargeback I kiss that money goodbye. Sadly, American Express is not well received in a lot of locales.

I'm with you on something happening at the hotel.

My credit card numbers get stolen frequently. I use them all the time and that is just part of the deal. Since the cardholder is not responsible for fraudulent charges I don't get too worked up about it. The worst thing that can happen is when a debit card gets stolen since those transactions are directly tied to a checking account. If the bank doesn't catch it, the money leaves you account and actually needs to come back to reverse the charge. With a credit card it is on your credit account which is not tied to your actual cash.

I have had no problems with Visa on 'regular' credit cards and 'Signature' cards. They all reverse the charges in a few days.

Chip and pin is coming to the US soon as merchants and card providers are getting hammered with fraudulent charges.