Tourist rarely if EVER come out on the short end of the conversion rate. The current rate at the Cambio today was 114.7 to 1 (JA$ to US$). For ALL the places charging LESS than 114.7 to 1, the tourist as well as Jamaicans are receiving a "local discount" by paying in Jamaican currency. I know of no restaurant, bar or hotel charging even 114.8 to 1 or more. The tourist, by paying in Jamaican, is ALWAYS getting the LONG end of the "conversion" every single time.