After reading all of these posts I am going to contact my bank and discuss with them the best possible way to combat issues before they arise. My initial thought is to open a separate checking account that has a separate debit card. Tie it to my other account in that I can transfer between the two and do not add overdraft protection from any account on the Jamaica debit card. Transfer funds, go get the funds from the ATM and leave 0.00 in the Jamaica account until the next time I need cash. Then use a separate card in the instance we want to charge something (not a PIN transaction). Credit card transactions have fraud protection so less liability that way.
